Retirement Planner

Retirement Planner

Estimate the retirement corpus and monthly investment required to support future living expenses.

Retirement Details

Enter your age, expenses, savings and return assumptions.

Years
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Years
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Retirement Summary

A summary of the projected corpus and required investment.

Required Corpus ₹50,949,908.62 Estimated corpus required at retirement
Required Monthly SIP ₹22,369.88 Approximate monthly investment required
Monthly Expense at Retirement ₹214,593.54 Inflation-adjusted monthly living expense

Retirement Funding Breakdown

Future Value of Current Savings ₹8,500,032.20 16.7%

Funding Gap ₹42,449,876.42 83.3%

You may need approximately ₹50,949,908.62 after 25 years. A monthly investment of about ₹22,369.88 may help bridge the projected gap.

Retirement projections are estimates for educational purposes and depend on the assumptions entered.

Year-wise Retirement Projection

Track projected expenses and retirement savings until retirement.

Year Age Monthly Expense Current Savings Value SIP Value Total Value
1 36 ₹53,000.00 ₹560,000.00 ₹286,543.18 ₹846,543.18
2 37 ₹56,180.00 ₹627,200.00 ₹609,427.21 ₹1,236,627.21
3 38 ₹59,550.80 ₹702,464.00 ₹973,261.01 ₹1,675,725.01
4 39 ₹63,123.85 ₹786,759.68 ₹1,383,238.04 ₹2,169,997.72
5 40 ₹66,911.28 ₹881,170.84 ₹1,845,210.43 ₹2,726,381.27
6 41 ₹70,925.96 ₹986,911.34 ₹2,365,772.48 ₹3,352,683.82
7 42 ₹75,181.51 ₹1,105,340.70 ₹2,952,354.82 ₹4,057,695.53
8 43 ₹79,692.40 ₹1,237,981.59 ₹3,613,330.49 ₹4,851,312.08
9 44 ₹84,473.95 ₹1,386,539.38 ₹4,358,134.42 ₹5,744,673.80
10 45 ₹89,542.38 ₹1,552,924.10 ₹5,197,398.13 ₹6,750,322.23
11 46 ₹94,914.93 ₹1,739,275.00 ₹6,143,101.48 ₹7,882,376.48
12 47 ₹100,609.82 ₹1,947,988.00 ₹7,208,743.69 ₹9,156,731.69
13 48 ₹106,646.41 ₹2,181,746.56 ₹8,409,536.01 ₹10,591,282.56
14 49 ₹113,045.20 ₹2,443,556.14 ₹9,762,618.84 ₹12,206,174.99
15 50 ₹119,827.91 ₹2,736,782.88 ₹11,287,306.45 ₹14,024,089.33
16 51 ₹127,017.58 ₹3,065,196.83 ₹13,005,362.61 ₹16,070,559.44
17 52 ₹134,638.64 ₹3,433,020.44 ₹14,941,311.30 ₹18,374,331.74
18 53 ₹142,716.96 ₹3,844,982.90 ₹17,122,786.73 ₹20,967,769.63
19 54 ₹151,279.98 ₹4,306,380.85 ₹19,580,927.85 ₹23,887,308.70
20 55 ₹160,356.77 ₹4,823,146.55 ₹22,350,822.80 ₹27,173,969.34
21 56 ₹169,978.18 ₹5,401,924.13 ₹25,472,009.75 ₹30,873,933.88
22 57 ₹180,176.87 ₹6,050,155.03 ₹28,989,041.34 ₹35,039,196.36
23 58 ₹190,987.48 ₹6,776,173.63 ₹32,952,120.56 ₹39,728,294.19
24 59 ₹202,446.73 ₹7,589,314.47 ₹37,417,817.42 ₹45,007,131.89
25 60 ₹214,593.54 ₹8,500,032.20 ₹42,449,876.42 ₹50,949,908.62

Calculator results are estimates for educational purposes and do not constitute investment advice.

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